More about planning 

I think that for many of us, we are small planners. We do not have a grand scheme or plan for our lives and we are basically running forward the best we can. Our plans become formed around situations need for a job, housing or transportation are just a few of the examples. Because we never have long range plans or goals we quickly find ourselves floundering or in trouble. Our lives become unmanageable because we do not have cohesion of thought.